Auto Loan Special
- Rates as low as 4.99%*
- Purchase or refinance
- July 1, 2025 through August 31, 2025
7 17 Credit Union Financial Wellness Auto Loan Offer
Now through August 31, we want to empower people and ease a little of their financial burdens by offering this special loan rate discount!
As part of our 68th anniversary and our renewed commitment to financial wellness, we hope to offer people buying a new or used car, or who have a loan elsewhere they’d like to refinance with us, an opportunity to make their monthly payments more affordable!
Rates as low as 4.99!*
Promotional dates: July 1, 2025 through August 31, 2025. Loans must close by Monday, September 1, 2025.
- Offer valid on model year 2018 and newer.
- Borrowers should ask for special 7 17 financing at the dealership during the promotional period.
- Purchases: May get pre-qualified as early as 7/1/25. Application must be received by 8/31/25. Loan must close between 7/1/25 and 8/31/25.
- Refinances (loans held elsewhere): May get pre-qualified as early as 7/1/25. Application must be received by 8/31/25. Loan must close between 7/1/25 and 8/31/25.
- Minimum interest rate set at 4.99% APR (Annual Percentage Rate) for well-qualified borrowers.
- Contact the credit union for complete details.
- Not valid for business borrowers, commercial collateral or collateral titled to a business.
- A borrower purchasing from another 7 17 member with a current 7 17 lien is eligible.
- There must be a transfer of collateral to the new owner/owners.
- This does not include refinancing to add a borrower and change ownership of the collateral.
Members can save hundreds, even thousands, of dollars in interest when financing through 7 17 during our limited time special loan rate discount.
- For example, you can save over $1,400 in interest when buying your next car. Let’s compare the same purchase with different rates:
|
Loan Amount: $25,000 |
Loan Amount: $25,000 APR: 4.99% Term: 60 months Interest Paid: $3,302.74 |
Total interest saved with lower rate: $2,116.55
We have more ways to help you save.
- For example, you can keep your payment the same while paying off your auto loan sooner and reduce your interest – in this example, we’ve lowered your interest rate and your term and saved you money!
| Loan Amount: $25,000 APR: 8.0% Term: 72 months Interest Paid: $6,565.19 |
Loan Amount: $25,000 |
A reduced term to 66 months and a lower rate can save $2,923.18 in interest over the life of the loan.
Need more relief on your monthly payment? We may be able to extend your term. Contact 7 17 to discuss your options. We are here to support you!
Disclosures: Examples above are for illustrative purposes only – savings not guaranteed in all circumstances. You must credit qualify. Minimum rate after discount is 4.99% APR (Annual Percentage Rate) for terms up to 84 months for well qualified buyers. The actual rate is based upon, but not limited to: credit score; term; vehicles 2018 and newer. Other rates and terms available. Offer valid on new money only and cannot be used to pay off or refinance any existing 7 17 Credit Union loan. Offer is for one-time use only. May not be valid with any other special offers. $195 processing fee for purchases. Rates and fees are subject to change without notice.
Special Notice: There is a prepayment penalty if your 7 17 Credit Union auto loan account is paid off within two years after it was opened. You will be required to repay the credit union 2% of the original loan amount financed or $150, whichever is greater. Please call for full details.