Skip to content

Home Equity Line of Credit Fixed Rate

If you can dream it, 7 17 can help you achieve it.
  • Consolidate outstanding debt
  • Renovate or refurbish your home
  • Pay for college tuition
  • Take that dream trip

Another reason to love your home even more.

Whether you dream of reimagining your home, consolidating your outstanding debt held elsewhere, or taking that once in a lifetime trip, your home equity is the secret ingredient to make it happen.

We have an option that fits YOU!

  • 7 17 HELOC – Looking for a revolving and convenient source of funds? 7 17’s Home Equity Line of Credit is an excellent option. Borrow money when you need it.
  • 7 17 Home Equity Loan – Interested in a fixed, monthly payment? Consolidate debt, pay for home improvements, buy a car, or take care of other big financial responsibilities. Pay it back over time with a locked in rate and predictable monthly payment.
  • Home Equity for Debt Consolidation – Using a home equity loan or line of credit is ideal for homeowners who are looking for a smart way to consolidate debt into one easy convenient payment.

Open the door to a 7 17 Home Equity Line of Credit* (HELOC) and enjoy these perks:

  • MONTHLY PAYMENTS as LOW AS $125* when you borrow $10,000


7 17 also has other incredible home equity loans available!

FOR A LIMITED TIME! – Through June 30, 2024, enjoy a special 1% rate discount on a new 7 17 Home Equity Loan, PLUS reduced origination fees of only $199.00 for incredible savings!***

Need help deciding? For more information about 7 17’s Home Equity Line of Credit or any of our other home equity loan options, please visit

With warm weather season here, don’t miss your opportunity to seize these specials at 7 17 and start tackling those hot projects!

Apply Now

Or call 800-875-7751 or visit any branch and we can happily find the RIGHT fit for you.


Important Disclosures:

Non-members of 7 17 must join 7 17 Credit Union (open a savings account) to receive this offer. When responding to this offer, we will deposit the $5 minimum opening deposit into your new share (savings) account, which establishes membership. While not common to this offer, membership eligibility restrictions may apply. Contact us for details.

Home Equity Line of Credit Loans from 7 17 Credit Union:
*Highly qualified borrowers will receive 8.50% APR (Annual Percentage Rate) for a 10-year draw period (for loans up to 80% loan to value). After 10 years from the initial loan closing, your loan rate will become variable, and the loan will go into a repayment period with no further draws available. For highly qualified borrowers, the APR during repayment will be Prime plus .00% and may vary monthly based upon the highest Prime Rate published in the Wall Street Journal 30 days prior to the adjustment and will take effect on the first day of your billing period. The Prime Rate as of 3/15/2024 is 8.50%. Your APR may vary based on equity and credit qualifications. During the repayment period, the APR will not go below 4.50% or exceed 15%. Other rates and terms are available for less qualified borrowers. Loans subject to approval criteria; not all applicants will qualify. Call for details. Property insurance required (and flood insurance, if applicable). The minimum payment on your Home Equity Line of Credit will be 1.25% of the outstanding balance. Payment example: if your balance is $10,000, your payment would be $125 (does not include escrow, taxes, or insurance). Rates are subject to change without notice.

**Loans subject to a $50 Annual Fee (waived for the first year on new loans). Closing costs, based on the loan amount, can range from $197 to $1,177. Up to $300 in fees are waived on a new 7 17 Home Equity Line of Credit loan apart from a cancellation Fee of $40. If you fail to maintain an open line of credit for at least 24 consecutive months, the waived fees must be repaid. The refinance of a 7 17 Home Equity Line of Credit loan will not qualify for waived fees. Not valid with any other 7 17 Home Equity special offers. Offer subject to change or withdrawal without notice.

Please consult your 7 17 Credit Union Home Equity Line of Credit Agreement, Truth-in-Lending Disclosures, Addendums and Modifications for your loan and repayment terms. Call 800-775-7741 or visit for more details on this or any 7 17 Credit Union product or service.

Home Equity Loans from 7 17 Credit Union:
***Well-qualified borrower(s) will receive the interest rate as low as 7.00% with a 80% maximum loan to value and a minimum loan amount of $10,000 (new money). Stated interest rate is effective as of March 15, 2024. The 1% rate discount and reduced origination fee offer expires on June 30, 2024. Other terms and rates are available. Rate example: If you borrow $10,000 at rate of 7.00% and APR of 7.847% for 60 months, your monthly payment will be $198.01 per $10,000 borrowed. This example includes a $199 processing fee; however, does not include escrow, taxes, or insurance. Applicant must credit qualify. Property insurance required (and flood insurance, if applicable). Contact us for details. Your interest rate and APR may vary based on equity and credit. The approximate fees absorbed by the credit union are as follows: Appraisal – $325; Flood Determinate – $14; Title Search – $185; Title Policy - $400; Application Fee – $195; Settlement Fee - $200; Recording Fee – $116; and Cancellation Fee – $40. Rates are subject to change without notice. Applications must be received by June 30, 2024.